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FlexiPay: car insurance in 12 monthly instalments

Split your annual car insurance cost into 12 monthly instalments. Zero loans. Zero credit check. 100% approval. 100% flexibility.

Only from Hellas Direct

We are reshaping the Romanian insurance market with the first-ever no-loan, no-credit-check instalment plan for car insurance, created to give drivers real financial breathing room.

Why choose FlexiPay

12 monthly instalments

Make your insurance budget-friendly without the upfront strain.

2× lower cost

Compared to credit cards, loans, or monthly car insurance.

Zero loan, zero credit check

No paperwork. No banks. No surprises.

100% approval

No rejections. All you need is your debit card.

Flexibility with zero penalties

Life changes. FlexiPay adapts without extra charges.
12 monthly instalments
Make your insurance budget-friendly without the upfront strain.
2× lower cost
Compared to credit cards, loans, or monthly car insurance.
Zero loan, zero credit check
No paperwork. No banks. No surprises.
100% approval
No rejections. All you need is your debit card.
Flexibility with zero penalties
Life changes. FlexiPay adapts without extra charges.

Frequently asked questions

FlexiPay is the first no-loan, no-credit-approval-needed instalment plan for car insurance. You pay in monthly debit-card instalments and stay fully covered all year.

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No. FlexiPay is not financing - it’s a smarter way to spread your insurance cost. There is no credit check, and no bank involved.

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Yes. All you need is a valid debit card.

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Everything. Monthly car insurance is significantly more expensive. FlexiPay gives you the affordability of an annual car insurance policy - but with the flexibility of monthly instalments, at a much lower total cost.

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Yes. You get full insurance coverage from day one. Instalments do not change your coverage.

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A 15% marginal cost - no hidden fees, no paperwork. Just a better deal than credit card instalments, loans, or monthly car insurance.

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You’re charged automatically every month. You’ll get reminders before each instalment and instant confirmation afterwards.

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You’ll receive a clear notification, and the system will retry automatically. You stay covered during the retry period.

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Yes, anytime. No penalties, no hidden fees.

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You only need a valid debit card. No credit card or check needed. Talk to your agent today!

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